Paul Rothstein

Greetings. My name is Paul Rothstein, and I am the Section Chief for Financial Institutions and Regulatory Policy in the Office of Research at the Consumer Financial Protection Bureau. The CFPB is an independent bureau within the Federal Reserve System. The opinions expressed on this site and in material linked from this site are not necessarily those of the CFPB.

Please contact me at: paul.rothstein@cfpb.gov

Curriculum Vitae

Education:

Ph.D. (Economics), University of California at Berkeley, 1988
B.A., Yale University, 1981

Selected Publications and Official Reports:


The Analysis of Benefits in Consumer Protection Regulation (with Howell E. Jackson), Harvard Business Law Review, Volume 9, No. 2 (2020), pp. 197-321.
Consumer Financial Protection, Chapter 18 in Steven Payson (ed.), Public Economics in the United States [3 volumes]: How the Federal Government Analyzes and Influences the Economy, 2014, Praeger/ABC-CLIO Publishers, pp. 445-472.
Report to Congress Under Section 319 of the Fair and Accurate Credit Transactions Act of 2003 (listed contributor), December 2012. Federal Trade Commission report presenting results from a national study on the accuracy of consumer credit reports.
A Review of Food Marketing to Children and Adolescents, Follow-Up Report (listed contributor), December 2012. Federal Trade Commission report on food and beverage industry marketing expenditures and activities directed to children and teens.
Report to Congress Under Section 319 of the Fair and Accurate Credit Transactions Act of 2003 (with Peter Vander Nat), December 2010. Federal Trade Commission report describing a methodology for a national study on the accuracy of consumer credit reports.
Commentary (on "States in Fiscal Distress" by Robert Inman), Regional Economic Development, Volume 6, No. 1. (2010), pp. 81-87.
Discontinuous Payoffs, Shared Resources, and Games of Fiscal Competition: Existence of Pure Strategy Nash Equilibrium, Journal of Public Economic Theory, Volume 9, No. 2. (2007), pp. 335-368.
Transferable Tax Credits in Missouri: An Analytical Review (with Nathan Wineinger), Regional Economic Development, Volume 3, No.2. (2007), pp. 53-74. Some additional material from the original appendix is here.
The Taking of Prosperity? Kelo v. New London and the Economics of Eminent Domain (with Tom Garrett), The Regional Economist, January 2007. This is a publication of the Federal Reserve Bank of St. Louis.
Group Welfare and the Formation of a Common Labor Market: Some Global Results (with Gary Hoover), International Tax and Public Finance, Volume 13, No. 1. (2006), pp. 3-23.
Possibility, Impossibility and History in the Origins of the Marriage Tax (with Marcus Berliant), National Tax Journal , Volume 56, No. 2. (2003), pp. 303-317.